Physician · Salary Comparison · 2026
Physician Salary: Minneapolis, MN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Physicians in Minneapolis, MN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$225,000 vs $260,000
Better Purchasing Power
✓ Minneapolis, MN
$202,703 vs $139,785
Best Take-Home (COL-Adj)
✓ Minneapolis, MN
$174,561 vs $117,149
2
Detailed Comparison
| Metric | Minneapolis, MN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $225,000 | $260,000▲ | -$35,000 |
| 25th Percentile | $168,000 | $195,000▲ | -$27,000 |
| 75th Percentile | $295,000 | $340,000▲ | -$45,000 |
| 90th Percentile | $368,000 | $420,000▲ | -$52,000 |
| Cost of Living Index | 111 | 186 | -75 |
| State Income Tax | 6.8%▲ | 9.3% | -2.500000000000001% |
| COL-Adjusted Median | $202,703▲ | $139,785 | +$62,918 |
| Est. Annual Take-Home | $193,763 | $217,898▲ | -$24,135 |
| COL-Adj. Take-Home | $174,561▲ | $117,149 | +$57,412 |
| Total Employment | 9,000 | 8,000 | +1,000 |
▲ = Higher value wins for this metric. Diff = Minneapolis, MN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $35,000 more (median: $225,000 vs $260,000). However, after adjusting for cost of living (index 111 vs 186), Minneapolis, MN provides better purchasing power ($202,703 vs $139,785 equivalent). Minneapolis, MN has the lower state tax rate (6.8% vs 9.3%).
4More Physician City Comparisons
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.