Nurse Practitioner · Salary Comparison · 2026
Nurse Practitioner Salary: San Francisco, CA vs Austin, TX
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Nurse Practitioners in San Francisco, CA and Austin, TX, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$155,000 vs $118,000
Better Purchasing Power
✓ Austin, TX
$83,333 vs $95,161
Best Take-Home (COL-Adj)
✓ Austin, TX
$69,839 vs $87,929
2
Detailed Comparison
| Metric | San Francisco, CA | Austin, TX | Diff |
|---|---|---|---|
| Median Annual Salary | $155,000▲ | $118,000 | +$37,000 |
| 25th Percentile | $120,000▲ | $91,000 | +$29,000 |
| 75th Percentile | $198,000▲ | $151,000 | +$47,000 |
| 90th Percentile | $240,000▲ | $183,000 | +$57,000 |
| Cost of Living Index | 186 | 124 | +62 |
| State Income Tax | 9.3% | 0%▲ | +9.3% |
| COL-Adjusted Median | $83,333 | $95,161▲ | -$11,828 |
| Est. Annual Take-Home | $129,901▲ | $109,032 | +$20,869 |
| COL-Adj. Take-Home | $69,839 | $87,929▲ | -$18,090 |
| Total Employment | 5,000 | 5,000 | — |
▲ = Higher value wins for this metric. Diff = San Francisco, CA minus Austin, TX.
3Summary Analysis
On paper, San Francisco, CA pays $37,000 more (median: $155,000 vs $118,000). However, after adjusting for cost of living (index 186 vs 124), Austin, TX provides better purchasing power ($83,333 vs $95,161 equivalent). Austin, TX has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.