Accountant · Salary Comparison · 2026
Accountant Salary: Indianapolis, IN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Accountants in Indianapolis, IN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$62,000 vs $95,000
Better Purchasing Power
✓ Indianapolis, IN
$68,889 vs $51,075
Best Take-Home (COL-Adj)
✓ Indianapolis, IN
$61,648 vs $42,804
2
Detailed Comparison
| Metric | Indianapolis, IN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $62,000 | $95,000▲ | -$33,000 |
| 25th Percentile | $47,000 | $72,000▲ | -$25,000 |
| 75th Percentile | $80,000 | $123,000▲ | -$43,000 |
| 90th Percentile | $101,000 | $155,000▲ | -$54,000 |
| Cost of Living Index | 90 | 186 | -96 |
| State Income Tax | 3.15%▲ | 9.3% | -6.15% |
| COL-Adjusted Median | $68,889▲ | $51,075 | +$17,814 |
| Est. Annual Take-Home | $55,483 | $79,616▲ | -$24,133 |
| COL-Adj. Take-Home | $61,648▲ | $42,804 | +$18,844 |
| Total Employment | 10,000 | 18,000 | -8,000 |
▲ = Higher value wins for this metric. Diff = Indianapolis, IN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $33,000 more (median: $62,000 vs $95,000). However, after adjusting for cost of living (index 90 vs 186), Indianapolis, IN provides better purchasing power ($68,889 vs $51,075 equivalent). Indianapolis, IN has the lower state tax rate (3.15% vs 9.3%).
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.