Actuary Salary in Pittsburgh, PA
Actuarys in Pittsburgh, PA earn a median of $97,000/year, ranging from $74,690 (25th percentile) to $155,200 (90th percentile). After Pennsylvania state taxes (3.07%) and cost-of-living adjustments (COL index 90), this is equivalent to $107,778 in purchasing power vs the US average.
On the ground in Pittsburgh, PA
Notable actuarial employers include Highmark Health, UPMC's enterprise actuarial team, Erie Insurance (in Erie but commutable for some), and a cluster of pension consulting firms. A one-bedroom in Lawrenceville or Shadyside runs around $1,200 to $1,500 monthly. Pittsburgh's Port Authority light rail and busways serve a slice of commutes; most actuaries drive, with the parkway and Fort Pitt Bridge as the daily reality. Pennsylvania's flat 3.07% income tax is among the lower flat rates, but Pittsburgh's 3% local earned-income tax surprises new arrivals. The Highmark and UPMC presence makes this an unusually deep health-actuarial market for a metro this size, with Medicare Advantage, integrated-delivery-system risk, and ACO economics work well represented.
1Salary Distribution in Pittsburgh, PA
2Estimated Take-Home & Purchasing Power
* Estimates only. Does not include federal income tax, 401k, health insurance, or local taxes. Use the Salary Calculator for a detailed breakdown.
How Does Pittsburgh, PA Compare?
| City | Median | COL Index | COL-Adjusted |
|---|---|---|---|
| Pittsburgh, PA (current) | $97,000 | 90 | $107,778 |
| San Francisco, CA | $154,000 | 186 | $82,796 |
| New York, NY | $148,000 | 187 | $79,144 |
| Seattle, WA | $150,000 | 162 | $92,593 |
| Boston, MA | $136,000 | 162 | $83,951 |
| Austin, TX | $123,000 | 124 | $99,194 |
4Frequently Asked Questions
What is the average Actuary salary in Pittsburgh, PA?
The median Actuary salary in Pittsburgh, PA is $97,000 per year as of 2026 BLS OEWS data. The 25th percentile is $74,690 and the 90th percentile is $155,200.
Is Pittsburgh, PA a good place to work as a Actuary?
Pittsburgh, PA has a cost of living index of 90 (US average = 100). After adjusting for cost of living, a $97,000 Actuary salary in Pittsburgh, PA is equivalent to $107,778 in purchasing power compared to the US average.
What is the cost of living adjustment for Pittsburgh, PA?
Pittsburgh, PA has a cost of living index of 90, meaning it is 10% less expensive than the US average. The state income tax rate in Pennsylvania is approximately 3.07%.
What is the Actuary salary range in Pittsburgh, PA?
In Pittsburgh, PA, Actuarys earn between $74,690 (25th percentile) and $155,200 (90th percentile), with a median of $97,000 per year.
How many Actuary jobs are there in Pittsburgh, PA?
According to BLS OEWS data, there are approximately 11,200 Actuary positions in the Pittsburgh, PA metropolitan area.
What do Actuarys earn in Pittsburgh, PA?
Based on BLS OEWS 2026 data, Actuarys in Pittsburgh, PA earn a median annual wage of $97,000. The middle 50% earn between $74,690 and $124,160. The top 10% earn more than $155,200. There are approximately 11,200 Actuarys employed in the Pittsburgh, PA metro area, with annual job growth estimated at 3.2%.
Is Pittsburgh, PA a good place for a Actuary?
Pittsburgh, PA has a cost of living index of 90 (US average = 100), making it 10% less expensive than the national average. After adjusting for cost of living, a Actuary in Pittsburgh, PA earning $97,000has the equivalent purchasing power of $107,778 relative to the US median. Pennsylvania has a state income tax rate of approximately 3.07%.
What is the cost of living adjustment for Pittsburgh, PA?
Pittsburgh, PA's cost of living index is 90, based on composite data including housing, food, transportation, healthcare, and utilities. This means that $97,000 in Pittsburgh, PAhas the same purchasing power as $107,778 in a city at exactly the US average cost of living. Housing is typically the largest driver of cost of living differences between metros.
Compare Pittsburgh, PA with Another City
See a detailed side-by-side comparison of salary, taxes, and purchasing power.
5Should You Work as a Actuary in Pittsburgh, PA?
The headline median of $97,000 is only part of the picture. Pittsburgh, PA's cost of living index is 90 (US average = 100), meaning a dollar here goes further than in most of the country. The $97,000 salary has the purchasing power of roughly $107,778 at national-average prices — a real premium for moving to a lower-cost market.
Housing is the single biggest driver of cost-of-living differences between metros. In Pittsburgh, PA, housing costs fall closer to the national average of 25–30% of gross income, leaving more room in the budget for savings, transportation, and discretionary spending. For a $97,000 salary, that translates to roughly $27,160/year on housing alone.
State tax plays a meaningful but smaller role. Pennsylvania levies a state income tax of approximately 3.07%, which reduces take-home by roughly $2,978 per year on this salary. States with zero income tax (Texas, Florida, Washington, Tennessee, Nevada) offer a structural advantage, but often offset it with higher sales tax or property tax. After state tax and approximate federal FICA (~7.6%), the estimated take-home is $86,876. This excludes federal income tax, which varies by filing status and deductions.
For comparison, here are nearby alternatives: San Francisco, CA ($154,000 median, COL 186); New York, NY ($148,000 median, COL 187); Seattle, WA ($150,000 median, COL 162). If you're optimizing for purchasing power, compare the COL-adjusted column in the table above and pick the highest number. If you're optimizing for career progression, weight total employment and yearly growth in the role — larger markets offer more lateral moves and promotion velocity, even when nominal pay is lower.
The 3.2% year-over-year growth rate for Actuarys in Pittsburgh, PA is a leading indicator of market health. Healthy growth at a steady pace — enough to support mobility but not so fast that compensation is racing ahead of credentials. For side-by-side comparisons, try the full city ranking for Actuarys or the Pennsylvania state overview.
Data source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS) Program. All figures are approximate annual estimates based on the most recent available BLS data. Actual salaries may vary based on experience, education, employer size, and specific role. Cost-of-living data represents composite indices from publicly available metropolitan area data.