Actuary Salary in Dallas, TX

The headline median of $116,000 is only part of the picture. Dallas, TX's cost of living index is 112 (US average = 100), meaning a dollar here buys roughly 89¢ of what it buys in an average US city. The $116,000 salary effectively purchases $103,571 worth of goods and services at national-average prices.

Housing is the single biggest driver of cost-of-living differences between metros. In Dallas, TX, housing typically runs 28–35% of gross income for median earners — elevated but still within traditional affordability ranges. For a $116,000 salary, that translates to roughly $37,120/year on housing alone.

State tax plays a meaningful but smaller role. Texas has no state income tax, which is typically worth 4–8% of gross salary versus a high-tax state. For this role, that's roughly $6,960 per year in additional take-home. After state tax and approximate federal FICA (~7.6%), the estimated take-home is $107,184. This excludes federal income tax, which varies by filing status and deductions.

For comparison, here are nearby alternatives: Austin, TX ($123,000 median, COL 124); Houston, TX ($113,000 median, COL 107); El Paso, TX ($77,000 median, COL 85). If you're optimizing for purchasing power, compare the COL-adjusted column in the table above and pick the highest number. If you're optimizing for career progression, weight total employment and yearly growth in the role — larger markets offer more lateral moves and promotion velocity, even when nominal pay is lower.

The 5.5% year-over-year growth rate for Actuarys in Dallas, TX is a leading indicator of market health. Above-average hiring pace suggests strong negotiating leverage, frequent counter-offer opportunities, and a deep pipeline of open roles. For side-by-side comparisons, try the full city ranking for Actuarys or the Texas state overview.