SalariesByCity
Physician · Salary Comparison · 2026

Physician Salary: Oklahoma City, OK vs San Francisco, CA

Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Physicians in Oklahoma City, OK and San Francisco, CA, based on BLS OEWS 2026 data.

1Which City Pays More After Tax?

Higher Gross Salary
San Francisco, CA
$198,000 vs $260,000
Better Purchasing Power
Oklahoma City, OK
$230,233 vs $139,785
Best Take-Home (COL-Adj)
Oklahoma City, OK
$202,630 vs $117,149
2

Detailed Comparison

MetricOklahoma City, OKSan Francisco, CADiff
Median Annual Salary$198,000$260,000-$62,000
25th Percentile$149,000$195,000-$46,000
75th Percentile$260,000$340,000-$80,000
90th Percentile$323,000$420,000-$97,000
Cost of Living Index86186-100
State Income Tax4.75%9.3%-4.550000000000001%
COL-Adjusted Median$230,233$139,785+$90,448
Est. Annual Take-Home$174,262$217,898-$43,636
COL-Adj. Take-Home$202,630$117,149+$85,481
Total Employment5,0008,000-3,000
▲ = Higher value wins for this metric. Diff = Oklahoma City, OK minus San Francisco, CA.

3Summary Analysis

On paper, San Francisco, CA pays $62,000 more (median: $198,000 vs $260,000). However, after adjusting for cost of living (index 86 vs 186), Oklahoma City, OK provides better purchasing power ($230,233 vs $139,785 equivalent). Oklahoma City, OK has the lower state tax rate (4.75% vs 9.3%).

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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.