Physical Therapist · Salary Comparison · 2026
Physical Therapist Salary: Minneapolis, MN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Physical Therapists in Minneapolis, MN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$76,000 vs $105,000
Better Purchasing Power
✓ Minneapolis, MN
$68,468 vs $56,452
Best Take-Home (COL-Adj)
✓ Minneapolis, MN
$58,963 vs $47,310
2
Detailed Comparison
| Metric | Minneapolis, MN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $76,000 | $105,000▲ | -$29,000 |
| 25th Percentile | $58,520 | $80,850▲ | -$22,330 |
| 75th Percentile | $97,280 | $134,400▲ | -$37,120 |
| 90th Percentile | $121,600 | $168,000▲ | -$46,400 |
| Cost of Living Index | 111 | 186 | -75 |
| State Income Tax | 6.8%▲ | 9.3% | -2.500000000000001% |
| COL-Adjusted Median | $68,468▲ | $56,452 | +$12,016 |
| Est. Annual Take-Home | $65,449 | $87,997▲ | -$22,548 |
| COL-Adj. Take-Home | $58,963▲ | $47,310 | +$11,653 |
| Total Employment | 33,000 | 78,000 | -45,000 |
▲ = Higher value wins for this metric. Diff = Minneapolis, MN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $29,000 more (median: $76,000 vs $105,000). However, after adjusting for cost of living (index 111 vs 186), Minneapolis, MN provides better purchasing power ($68,468 vs $56,452 equivalent). Minneapolis, MN has the lower state tax rate (6.8% vs 9.3%).
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.