Physical Therapist · Salary Comparison · 2026
Physical Therapist Salary: Miami, FL vs New York, NY
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Physical Therapists in Miami, FL and New York, NY, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ New York, NY
$72,000 vs $101,000
Better Purchasing Power
✓ Miami, FL
$58,537 vs $54,011
Best Take-Home (COL-Adj)
✓ Miami, FL
$54,088 vs $46,487
2
Detailed Comparison
| Metric | Miami, FL | New York, NY | Diff |
|---|---|---|---|
| Median Annual Salary | $72,000 | $101,000▲ | -$29,000 |
| 25th Percentile | $55,440 | $77,770▲ | -$22,330 |
| 75th Percentile | $92,160 | $129,280▲ | -$37,120 |
| 90th Percentile | $115,200 | $161,600▲ | -$46,400 |
| Cost of Living Index | 123 | 187 | -64 |
| State Income Tax | 0%▲ | 6.85% | -6.85% |
| COL-Adjusted Median | $58,537▲ | $54,011 | +$4,526 |
| Est. Annual Take-Home | $66,528 | $86,931▲ | -$20,403 |
| COL-Adj. Take-Home | $54,088▲ | $46,487 | +$7,601 |
| Total Employment | 33,000 | 102,000 | -69,000 |
▲ = Higher value wins for this metric. Diff = Miami, FL minus New York, NY.
3Summary Analysis
On paper, New York, NY pays $29,000 more (median: $72,000 vs $101,000). However, after adjusting for cost of living (index 123 vs 187), Miami, FL provides better purchasing power ($58,537 vs $54,011 equivalent). Miami, FL has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.