Physical Therapist · Salary Comparison · 2026
Physical Therapist Salary: Miami, FL vs Boston, MA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Physical Therapists in Miami, FL and Boston, MA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ Boston, MA
$72,000 vs $93,000
Better Purchasing Power
✓ Miami, FL
$58,537 vs $57,407
Best Take-Home (COL-Adj)
✓ Miami, FL
$54,088 vs $50,392
2
Detailed Comparison
| Metric | Miami, FL | Boston, MA | Diff |
|---|---|---|---|
| Median Annual Salary | $72,000 | $93,000▲ | -$21,000 |
| 25th Percentile | $55,440 | $71,610▲ | -$16,170 |
| 75th Percentile | $92,160 | $119,040▲ | -$26,880 |
| 90th Percentile | $115,200 | $148,800▲ | -$33,600 |
| Cost of Living Index | 123 | 162 | -39 |
| State Income Tax | 0%▲ | 5% | -5% |
| COL-Adjusted Median | $58,537▲ | $57,407 | +$1,130 |
| Est. Annual Take-Home | $66,528 | $81,635▲ | -$15,107 |
| COL-Adj. Take-Home | $54,088▲ | $50,392 | +$3,696 |
| Total Employment | 33,000 | 63,000 | -30,000 |
▲ = Higher value wins for this metric. Diff = Miami, FL minus Boston, MA.
3Summary Analysis
On paper, Boston, MA pays $21,000 more (median: $72,000 vs $93,000). However, after adjusting for cost of living (index 123 vs 162), Miami, FL provides better purchasing power ($58,537 vs $57,407 equivalent). Miami, FL has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.