Nurse Practitioner · Salary Comparison · 2026
Nurse Practitioner Salary: Memphis, TN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Nurse Practitioners in Memphis, TN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$88,000 vs $155,000
Better Purchasing Power
✓ Memphis, TN
$106,024 vs $83,333
Best Take-Home (COL-Adj)
✓ Memphis, TN
$97,966 vs $69,839
2
Detailed Comparison
| Metric | Memphis, TN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $88,000 | $155,000▲ | -$67,000 |
| 25th Percentile | $68,000 | $120,000▲ | -$52,000 |
| 75th Percentile | $113,000 | $198,000▲ | -$85,000 |
| 90th Percentile | $137,000 | $240,000▲ | -$103,000 |
| Cost of Living Index | 83 | 186 | -103 |
| State Income Tax | 0%▲ | 9.3% | -9.3% |
| COL-Adjusted Median | $106,024▲ | $83,333 | +$22,691 |
| Est. Annual Take-Home | $81,312 | $129,901▲ | -$48,589 |
| COL-Adj. Take-Home | $97,966▲ | $69,839 | +$28,127 |
| Total Employment | 4,000 | 5,000 | -1,000 |
▲ = Higher value wins for this metric. Diff = Memphis, TN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $67,000 more (median: $88,000 vs $155,000). However, after adjusting for cost of living (index 83 vs 186), Memphis, TN provides better purchasing power ($106,024 vs $83,333 equivalent). Memphis, TN has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.