HVAC Technician · Salary Comparison · 2026
HVAC Technician Salary: Indianapolis, IN vs New York, NY
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for HVAC Technicians in Indianapolis, IN and New York, NY, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ New York, NY
$49,000 vs $76,000
Better Purchasing Power
✓ Indianapolis, IN
$54,444 vs $40,642
Best Take-Home (COL-Adj)
✓ Indianapolis, IN
$48,722 vs $34,981
2
Detailed Comparison
| Metric | Indianapolis, IN | New York, NY | Diff |
|---|---|---|---|
| Median Annual Salary | $49,000 | $76,000▲ | -$27,000 |
| 25th Percentile | $37,730 | $58,520▲ | -$20,790 |
| 75th Percentile | $62,720 | $97,280▲ | -$34,560 |
| 90th Percentile | $78,400 | $121,600▲ | -$43,200 |
| Cost of Living Index | 90 | 187 | -97 |
| State Income Tax | 3.15%▲ | 6.85% | -3.6999999999999997% |
| COL-Adjusted Median | $54,444▲ | $40,642 | +$13,802 |
| Est. Annual Take-Home | $43,850 | $65,414▲ | -$21,564 |
| COL-Adj. Take-Home | $48,722▲ | $34,981 | +$13,741 |
| Total Employment | 37,500 | 170,000 | -132,500 |
▲ = Higher value wins for this metric. Diff = Indianapolis, IN minus New York, NY.
3Summary Analysis
On paper, New York, NY pays $27,000 more (median: $49,000 vs $76,000). However, after adjusting for cost of living (index 90 vs 187), Indianapolis, IN provides better purchasing power ($54,444 vs $40,642 equivalent). Indianapolis, IN has the lower state tax rate (3.15% vs 6.85%).
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.