Financial Analyst · Salary Comparison · 2026
Financial Analyst Salary: San Francisco, CA vs New York, NY
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Analysts in San Francisco, CA and New York, NY, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ New York, NY
$112,000 vs $128,000
Better Purchasing Power
✓ New York, NY
$60,215 vs $68,449
Best Take-Home (COL-Adj)
✓ New York, NY
$50,465 vs $58,914
2
Detailed Comparison
| Metric | San Francisco, CA | New York, NY | Diff |
|---|---|---|---|
| Median Annual Salary | $112,000 | $128,000▲ | -$16,000 |
| 25th Percentile | $82,000 | $95,000▲ | -$13,000 |
| 75th Percentile | $148,000 | $170,000▲ | -$22,000 |
| 90th Percentile | $190,000 | $218,000▲ | -$28,000 |
| Cost of Living Index | 186 | 187 | -1 |
| State Income Tax | 9.3% | 6.85%▲ | +2.450000000000001% |
| COL-Adjusted Median | $60,215 | $68,449▲ | -$8,234 |
| Est. Annual Take-Home | $93,864 | $110,170▲ | -$16,306 |
| COL-Adj. Take-Home | $50,465 | $58,914▲ | -$8,449 |
| Total Employment | 14,000 | 42,000 | -28,000 |
▲ = Higher value wins for this metric. Diff = San Francisco, CA minus New York, NY.
3Summary Analysis
On paper, New York, NY pays $16,000 more (median: $112,000 vs $128,000). However, after adjusting for cost of living (index 186 vs 187), New York, NY provides better purchasing power ($60,215 vs $68,449 equivalent). New York, NY has the lower state tax rate (6.85% vs 9.3%).
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.