Financial Analyst · Salary Comparison · 2026
Financial Analyst Salary: San Francisco, CA vs Boston, MA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Analysts in San Francisco, CA and Boston, MA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ Boston, MA
$112,000 vs $115,000
Better Purchasing Power
✓ Boston, MA
$60,215 vs $70,988
Best Take-Home (COL-Adj)
✓ Boston, MA
$50,465 vs $62,313
2
Detailed Comparison
| Metric | San Francisco, CA | Boston, MA | Diff |
|---|---|---|---|
| Median Annual Salary | $112,000 | $115,000▲ | -$3,000 |
| 25th Percentile | $82,000 | $85,000▲ | -$3,000 |
| 75th Percentile | $148,000 | $152,000▲ | -$4,000 |
| 90th Percentile | $190,000 | $195,000▲ | -$5,000 |
| Cost of Living Index | 186 | 162 | +24 |
| State Income Tax | 9.3% | 5%▲ | +4.300000000000001% |
| COL-Adjusted Median | $60,215 | $70,988▲ | -$10,773 |
| Est. Annual Take-Home | $93,864 | $100,947▲ | -$7,083 |
| COL-Adj. Take-Home | $50,465 | $62,313▲ | -$11,848 |
| Total Employment | 14,000 | 16,000 | -2,000 |
▲ = Higher value wins for this metric. Diff = San Francisco, CA minus Boston, MA.
3Summary Analysis
On paper, Boston, MA pays $3,000 more (median: $112,000 vs $115,000). However, after adjusting for cost of living (index 186 vs 162), Boston, MA provides better purchasing power ($60,215 vs $70,988 equivalent). Boston, MA has the lower state tax rate (5% vs 9.3%).
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.