Financial Analyst · Salary Comparison · 2026
Financial Analyst Salary: San Diego, CA vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Analysts in San Diego, CA and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$95,000 vs $112,000
Better Purchasing Power
✓ San Diego, CA
$62,500 vs $60,215
Best Take-Home (COL-Adj)
✓ San Diego, CA
$52,379 vs $50,465
2
Detailed Comparison
| Metric | San Diego, CA | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $95,000 | $112,000▲ | -$17,000 |
| 25th Percentile | $70,000 | $82,000▲ | -$12,000 |
| 75th Percentile | $124,000 | $148,000▲ | -$24,000 |
| 90th Percentile | $159,000 | $190,000▲ | -$31,000 |
| Cost of Living Index | 152 | 186 | -34 |
| State Income Tax | 9.3%▲ | 9.3% | — |
| COL-Adjusted Median | $62,500▲ | $60,215 | +$2,285 |
| Est. Annual Take-Home | $79,616 | $93,864▲ | -$14,248 |
| COL-Adj. Take-Home | $52,379▲ | $50,465 | +$1,914 |
| Total Employment | 9,000 | 14,000 | -5,000 |
▲ = Higher value wins for this metric. Diff = San Diego, CA minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $17,000 more (median: $95,000 vs $112,000). However, after adjusting for cost of living (index 152 vs 186), San Diego, CA provides better purchasing power ($62,500 vs $60,215 equivalent). San Francisco, CA has the lower state tax rate (9.3% vs 9.3%).
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.