Financial Analyst · Salary Comparison · 2026
Financial Analyst Salary: New York, NY vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Analysts in New York, NY and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ New York, NY
$128,000 vs $112,000
Better Purchasing Power
✓ New York, NY
$68,449 vs $60,215
Best Take-Home (COL-Adj)
✓ New York, NY
$58,914 vs $50,465
2
Detailed Comparison
| Metric | New York, NY | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $128,000▲ | $112,000 | +$16,000 |
| 25th Percentile | $95,000▲ | $82,000 | +$13,000 |
| 75th Percentile | $170,000▲ | $148,000 | +$22,000 |
| 90th Percentile | $218,000▲ | $190,000 | +$28,000 |
| Cost of Living Index | 187 | 186 | +1 |
| State Income Tax | 6.85%▲ | 9.3% | -2.450000000000001% |
| COL-Adjusted Median | $68,449▲ | $60,215 | +$8,234 |
| Est. Annual Take-Home | $110,170▲ | $93,864 | +$16,306 |
| COL-Adj. Take-Home | $58,914▲ | $50,465 | +$8,449 |
| Total Employment | 42,000 | 14,000 | +28,000 |
▲ = Higher value wins for this metric. Diff = New York, NY minus San Francisco, CA.
3Summary Analysis
On paper, New York, NY pays $16,000 more (median: $128,000 vs $112,000). However, after adjusting for cost of living (index 187 vs 186), New York, NY provides better purchasing power ($68,449 vs $60,215 equivalent). New York, NY has the lower state tax rate (6.85% vs 9.3%).
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.