Financial Analyst · Salary Comparison · 2026
Financial Analyst Salary: New York, NY vs Austin, TX
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Analysts in New York, NY and Austin, TX, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ New York, NY
$128,000 vs $92,000
Better Purchasing Power
✓ Austin, TX
$68,449 vs $74,194
Best Take-Home (COL-Adj)
✓ Austin, TX
$58,914 vs $68,555
2
Detailed Comparison
| Metric | New York, NY | Austin, TX | Diff |
|---|---|---|---|
| Median Annual Salary | $128,000▲ | $92,000 | +$36,000 |
| 25th Percentile | $95,000▲ | $68,000 | +$27,000 |
| 75th Percentile | $170,000▲ | $120,000 | +$50,000 |
| 90th Percentile | $218,000▲ | $155,000 | +$63,000 |
| Cost of Living Index | 187 | 124 | +63 |
| State Income Tax | 6.85% | 0%▲ | +6.85% |
| COL-Adjusted Median | $68,449 | $74,194▲ | -$5,745 |
| Est. Annual Take-Home | $110,170▲ | $85,008 | +$25,162 |
| COL-Adj. Take-Home | $58,914 | $68,555▲ | -$9,641 |
| Total Employment | 42,000 | 9,000 | +33,000 |
▲ = Higher value wins for this metric. Diff = New York, NY minus Austin, TX.
3Summary Analysis
On paper, New York, NY pays $36,000 more (median: $128,000 vs $92,000). However, after adjusting for cost of living (index 187 vs 124), Austin, TX provides better purchasing power ($68,449 vs $74,194 equivalent). Austin, TX has no state income tax, which is a significant advantage.
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.