Financial Analyst · Salary Comparison · 2026
Financial Analyst Salary: Denver, CO vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Analysts in Denver, CO and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$90,000 vs $112,000
Better Purchasing Power
✓ Denver, CO
$70,313 vs $60,215
Best Take-Home (COL-Adj)
✓ Denver, CO
$62,110 vs $50,465
2
Detailed Comparison
| Metric | Denver, CO | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $90,000 | $112,000▲ | -$22,000 |
| 25th Percentile | $66,000 | $82,000▲ | -$16,000 |
| 75th Percentile | $118,000 | $148,000▲ | -$30,000 |
| 90th Percentile | $152,000 | $190,000▲ | -$38,000 |
| Cost of Living Index | 128 | 186 | -58 |
| State Income Tax | 4.4%▲ | 9.3% | -4.9% |
| COL-Adjusted Median | $70,313▲ | $60,215 | +$10,098 |
| Est. Annual Take-Home | $79,501 | $93,864▲ | -$14,363 |
| COL-Adj. Take-Home | $62,110▲ | $50,465 | +$11,645 |
| Total Employment | 8,000 | 14,000 | -6,000 |
▲ = Higher value wins for this metric. Diff = Denver, CO minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $22,000 more (median: $90,000 vs $112,000). However, after adjusting for cost of living (index 128 vs 186), Denver, CO provides better purchasing power ($70,313 vs $60,215 equivalent). Denver, CO has the lower state tax rate (4.4% vs 9.3%).
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.