Financial Advisor · Salary Comparison · 2026
Financial Advisor Salary: Miami, FL vs Austin, TX
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Financial Advisors in Miami, FL and Austin, TX, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ Austin, TX
$86,000 vs $101,000
Better Purchasing Power
✓ Austin, TX
$69,919 vs $81,452
Best Take-Home (COL-Adj)
✓ Austin, TX
$64,605 vs $75,261
2
Detailed Comparison
| Metric | Miami, FL | Austin, TX | Diff |
|---|---|---|---|
| Median Annual Salary | $86,000 | $101,000▲ | -$15,000 |
| 25th Percentile | $66,220 | $77,770▲ | -$11,550 |
| 75th Percentile | $110,080 | $129,280▲ | -$19,200 |
| 90th Percentile | $137,600 | $161,600▲ | -$24,000 |
| Cost of Living Index | 123 | 124 | -1 |
| State Income Tax | 0%▲ | 0% | — |
| COL-Adjusted Median | $69,919 | $81,452▲ | -$11,533 |
| Est. Annual Take-Home | $79,464 | $93,324▲ | -$13,860 |
| COL-Adj. Take-Home | $64,605 | $75,261▲ | -$10,656 |
| Total Employment | 17,600 | 30,400 | -12,800 |
▲ = Higher value wins for this metric. Diff = Miami, FL minus Austin, TX.
3Summary Analysis
On paper, Austin, TX pays $15,000 more (median: $86,000 vs $101,000). However, after adjusting for cost of living (index 123 vs 124), Austin, TX provides better purchasing power ($69,919 vs $81,452 equivalent). Miami, FL has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.