Actuary · Salary Comparison · 2026
Actuary Salary: San Francisco, CA vs Seattle, WA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Actuarys in San Francisco, CA and Seattle, WA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$154,000 vs $150,000
Better Purchasing Power
✓ Seattle, WA
$82,796 vs $92,593
Best Take-Home (COL-Adj)
✓ Seattle, WA
$69,388 vs $85,556
2
Detailed Comparison
| Metric | San Francisco, CA | Seattle, WA | Diff |
|---|---|---|---|
| Median Annual Salary | $154,000▲ | $150,000 | +$4,000 |
| 25th Percentile | $118,580▲ | $115,500 | +$3,080 |
| 75th Percentile | $197,120▲ | $192,000 | +$5,120 |
| 90th Percentile | $246,400▲ | $240,000 | +$6,400 |
| Cost of Living Index | 186 | 162 | +24 |
| State Income Tax | 9.3% | 0%▲ | +9.3% |
| COL-Adjusted Median | $82,796 | $92,593▲ | -$9,797 |
| Est. Annual Take-Home | $129,062 | $138,600▲ | -$9,538 |
| COL-Adj. Take-Home | $69,388 | $85,556▲ | -$16,168 |
| Total Employment | 41,600 | 46,400 | -4,800 |
▲ = Higher value wins for this metric. Diff = San Francisco, CA minus Seattle, WA.
3Summary Analysis
On paper, San Francisco, CA pays $4,000 more (median: $154,000 vs $150,000). However, after adjusting for cost of living (index 186 vs 162), Seattle, WA provides better purchasing power ($82,796 vs $92,593 equivalent). Seattle, WA has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.