Actuary · Salary Comparison · 2026
Actuary Salary: Minneapolis, MN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Actuarys in Minneapolis, MN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$111,000 vs $154,000
Better Purchasing Power
✓ Minneapolis, MN
$100,000 vs $82,796
Best Take-Home (COL-Adj)
✓ Minneapolis, MN
$86,117 vs $69,388
2
Detailed Comparison
| Metric | Minneapolis, MN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $111,000 | $154,000▲ | -$43,000 |
| 25th Percentile | $85,470 | $118,580▲ | -$33,110 |
| 75th Percentile | $142,080 | $197,120▲ | -$55,040 |
| 90th Percentile | $177,600 | $246,400▲ | -$68,800 |
| Cost of Living Index | 111 | 186 | -75 |
| State Income Tax | 6.8%▲ | 9.3% | -2.500000000000001% |
| COL-Adjusted Median | $100,000▲ | $82,796 | +$17,204 |
| Est. Annual Take-Home | $95,590 | $129,062▲ | -$33,472 |
| COL-Adj. Take-Home | $86,117▲ | $69,388 | +$16,729 |
| Total Employment | 17,600 | 41,600 | -24,000 |
▲ = Higher value wins for this metric. Diff = Minneapolis, MN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $43,000 more (median: $111,000 vs $154,000). However, after adjusting for cost of living (index 111 vs 186), Minneapolis, MN provides better purchasing power ($100,000 vs $82,796 equivalent). Minneapolis, MN has the lower state tax rate (6.8% vs 9.3%).
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.