Actuary · Salary Comparison · 2026
Actuary Salary: Miami, FL vs Boston, MA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Actuarys in Miami, FL and Boston, MA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ Boston, MA
$106,000 vs $136,000
Better Purchasing Power
✓ Miami, FL
$86,179 vs $83,951
Best Take-Home (COL-Adj)
✓ Miami, FL
$79,629 vs $73,692
2
Detailed Comparison
| Metric | Miami, FL | Boston, MA | Diff |
|---|---|---|---|
| Median Annual Salary | $106,000 | $136,000▲ | -$30,000 |
| 25th Percentile | $81,620 | $104,720▲ | -$23,100 |
| 75th Percentile | $135,680 | $174,080▲ | -$38,400 |
| 90th Percentile | $169,600 | $217,600▲ | -$48,000 |
| Cost of Living Index | 123 | 162 | -39 |
| State Income Tax | 0%▲ | 5% | -5% |
| COL-Adjusted Median | $86,179▲ | $83,951 | +$2,228 |
| Est. Annual Take-Home | $97,944 | $119,381▲ | -$21,437 |
| COL-Adj. Take-Home | $79,629▲ | $73,692 | +$5,937 |
| Total Employment | 17,600 | 33,600 | -16,000 |
▲ = Higher value wins for this metric. Diff = Miami, FL minus Boston, MA.
3Summary Analysis
On paper, Boston, MA pays $30,000 more (median: $106,000 vs $136,000). However, after adjusting for cost of living (index 123 vs 162), Miami, FL provides better purchasing power ($86,179 vs $83,951 equivalent). Miami, FL has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.