Actuary Salary: Houston, TX vs San Francisco, CA
BLS reports this occupation as "Actuaries" (15-2011); every figure on this page is for that BLS occupation.
Side-by-side comparison of wages and local price levels for Actuarys in Houston, TX and San Francisco, CA, based on BLS OEWS May 2025 wage data and BEA regional price parities for 2024.
1Which City Pays More?
Detailed Comparison
| Metric | Houston, TX | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $81,670 | $175,330▲ | -$93,660 |
| 25th Percentile | $58,620 | $122,420▲ | -$63,800 |
| 75th Percentile | $131,510 | $214,260▲ | -$82,750 |
| 90th Percentile | $183,170 | $232,220▲ | -$49,050 |
| Price Level (BEA 2024, US = 100) | 98.6 | 115.6 | -17.0 |
| Median at National-Average Prices | $82,805 | $151,652▲ | -$68,847 |
| Total Employment | 390 | 220 | +170 |
3Summary Analysis
On paper, San Francisco, CA pays $93,660 more (median: $81,670 vs $175,330). BEA's regional price parity is 98.6 in Houston, TX and 115.6 in San Francisco, CA (United States = 100). At national-average prices the medians are $82,805 and $151,652, so San Francisco, CA comes out ahead once local prices are counted.
5Reading This Comparison
The $93,660 gap between the two medians is a gap in dollars, not in what those dollars buy. Dividing each median by its area's regional price parity restates it at national-average prices: $82,805 for Houston and $151,652 for San Francisco, a difference of $68,847.
The price levels come from the U.S. Bureau of Economic Analysis, which describes them this way: “Regional price parities (RPPs) measure the differences in price levels across states and metropolitan areas for a given year and are expressed as a percentage of the overall national price level.” The figures used here are the all-items index for each whole metropolitan area (Houston-Pasadena-The Woodlands, TX; San Francisco-Oakland-Fremont, CA) and cover prices only, not taxes.
BLS estimates 390 Actuary jobs in the Houston area and 220 in the San Francisco area. For broader context, see our Texas overview and the full Actuary city ranking.
Frequently Asked Questions
Is Actuary salary higher in Houston, TX or San Francisco, CA?
San Francisco, CA has the higher median wage for Actuarys ($175,330 per year, against $81,670 in Houston, TX; BLS OEWS May 2025). Restated at national-average prices using BEA regional price parities, the medians are $82,805 in Houston, TX and $151,652 in San Francisco, CA.
How do prices compare between Houston, TX and San Francisco, CA?
The U.S. Bureau of Economic Analysis puts the 2024 regional price parity at 98.6 for the Houston-Pasadena-The Woodlands, TX metropolitan area and 115.6 for the San Francisco-Oakland-Fremont, CA metropolitan area, where the United States is 100. That is 1.4% below the national level for Houston, TX and 15.6% above the national level for San Francisco, CA.
Which city pays Actuarys more once local prices are counted?
San Francisco, CA: at national-average prices its median Actuary wage is $151,652, against $82,805 for Houston, TX. The adjustment divides each median by the area's BEA regional price parity and covers prices only, not taxes.