Physical Therapist · Salary Comparison · 2026
Physical Therapist Salary: Oklahoma City, OK vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Physical Therapists in Oklahoma City, OK and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$59,000 vs $105,000
Better Purchasing Power
✓ Oklahoma City, OK
$68,605 vs $56,452
Best Take-Home (COL-Adj)
✓ Oklahoma City, OK
$60,379 vs $47,310
2
Detailed Comparison
| Metric | Oklahoma City, OK | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $59,000 | $105,000▲ | -$46,000 |
| 25th Percentile | $45,430 | $80,850▲ | -$35,420 |
| 75th Percentile | $75,520 | $134,400▲ | -$58,880 |
| 90th Percentile | $94,400 | $168,000▲ | -$73,600 |
| Cost of Living Index | 86 | 186 | -100 |
| State Income Tax | 4.75%▲ | 9.3% | -4.550000000000001% |
| COL-Adjusted Median | $68,605▲ | $56,452 | +$12,153 |
| Est. Annual Take-Home | $51,926 | $87,997▲ | -$36,071 |
| COL-Adj. Take-Home | $60,379▲ | $47,310 | +$13,069 |
| Total Employment | 13,500 | 78,000 | -64,500 |
▲ = Higher value wins for this metric. Diff = Oklahoma City, OK minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $46,000 more (median: $59,000 vs $105,000). However, after adjusting for cost of living (index 86 vs 186), Oklahoma City, OK provides better purchasing power ($68,605 vs $56,452 equivalent). Oklahoma City, OK has the lower state tax rate (4.75% vs 9.3%).
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.