Operations Manager · Salary Comparison · 2026
Operations Manager Salary: Memphis, TN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Operations Managers in Memphis, TN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$74,000 vs $137,000
Better Purchasing Power
✓ Memphis, TN
$89,157 vs $73,656
Best Take-Home (COL-Adj)
✓ Memphis, TN
$82,381 vs $61,728
2
Detailed Comparison
| Metric | Memphis, TN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $74,000 | $137,000▲ | -$63,000 |
| 25th Percentile | $56,980 | $105,490▲ | -$48,510 |
| 75th Percentile | $94,720 | $175,360▲ | -$80,640 |
| 90th Percentile | $118,400 | $219,200▲ | -$100,800 |
| Cost of Living Index | 83 | 186 | -103 |
| State Income Tax | 0%▲ | 9.3% | -9.3% |
| COL-Adjusted Median | $89,157▲ | $73,656 | +$15,501 |
| Est. Annual Take-Home | $68,376 | $114,815▲ | -$46,439 |
| COL-Adj. Take-Home | $82,381▲ | $61,728 | +$20,653 |
| Total Employment | 6,400 | 41,600 | -35,200 |
▲ = Higher value wins for this metric. Diff = Memphis, TN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $63,000 more (median: $74,000 vs $137,000). However, after adjusting for cost of living (index 83 vs 186), Memphis, TN provides better purchasing power ($89,157 vs $73,656 equivalent). Memphis, TN has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.