Data Scientist · Salary Comparison · 2026
Data Scientist Salary: Charlotte, NC vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Data Scientists in Charlotte, NC and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$108,000 vs $165,000
Better Purchasing Power
✓ Charlotte, NC
$105,882 vs $88,710
Best Take-Home (COL-Adj)
✓ Charlotte, NC
$93,432 vs $74,345
2
Detailed Comparison
| Metric | Charlotte, NC | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $108,000 | $165,000▲ | -$57,000 |
| 25th Percentile | $82,000 | $125,000▲ | -$43,000 |
| 75th Percentile | $140,000 | $215,000▲ | -$75,000 |
| 90th Percentile | $175,000 | $270,000▲ | -$95,000 |
| Cost of Living Index | 102 | 186 | -84 |
| State Income Tax | 4.5%▲ | 9.3% | -4.800000000000001% |
| COL-Adjusted Median | $105,882▲ | $88,710 | +$17,172 |
| Est. Annual Take-Home | $95,301 | $138,281▲ | -$42,980 |
| COL-Adj. Take-Home | $93,432▲ | $74,345 | +$19,087 |
| Total Employment | 6,000 | 18,000 | -12,000 |
▲ = Higher value wins for this metric. Diff = Charlotte, NC minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $57,000 more (median: $108,000 vs $165,000). However, after adjusting for cost of living (index 102 vs 186), Charlotte, NC provides better purchasing power ($105,882 vs $88,710 equivalent). Charlotte, NC has the lower state tax rate (4.5% vs 9.3%).
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Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.