Cybersecurity Analyst · Salary Comparison · 2026
Cybersecurity Analyst Salary: Memphis, TN vs San Francisco, CA
Side-by-side comparison of salary, taxes, cost of living, and take-home pay for Cybersecurity Analysts in Memphis, TN and San Francisco, CA, based on BLS OEWS 2026 data.
1Which City Pays More After Tax?
Higher Gross Salary
✓ San Francisco, CA
$78,000 vs $144,000
Better Purchasing Power
✓ Memphis, TN
$93,976 vs $77,419
Best Take-Home (COL-Adj)
✓ Memphis, TN
$86,834 vs $64,883
2
Detailed Comparison
| Metric | Memphis, TN | San Francisco, CA | Diff |
|---|---|---|---|
| Median Annual Salary | $78,000 | $144,000▲ | -$66,000 |
| 25th Percentile | $60,060 | $110,880▲ | -$50,820 |
| 75th Percentile | $99,840 | $184,320▲ | -$84,480 |
| 90th Percentile | $124,800 | $230,400▲ | -$105,600 |
| Cost of Living Index | 83 | 186 | -103 |
| State Income Tax | 0%▲ | 9.3% | -9.3% |
| COL-Adjusted Median | $93,976▲ | $77,419 | +$16,557 |
| Est. Annual Take-Home | $72,072 | $120,682▲ | -$48,610 |
| COL-Adj. Take-Home | $86,834▲ | $64,883 | +$21,951 |
| Total Employment | 6,400 | 41,600 | -35,200 |
▲ = Higher value wins for this metric. Diff = Memphis, TN minus San Francisco, CA.
3Summary Analysis
On paper, San Francisco, CA pays $66,000 more (median: $78,000 vs $144,000). However, after adjusting for cost of living (index 83 vs 186), Memphis, TN provides better purchasing power ($93,976 vs $77,419 equivalent). Memphis, TN has no state income tax, which is a significant advantage.
Data: U.S. Bureau of Labor Statistics OEWS · 2026 · Cost-of-living indices from composite metro area data. Take-home estimates approximate only — consult a tax professional for accurate figures.